When it comes to credit utilization, the closer you are to zero, the better it is for your credit score. Dvorkin notes that a ...

Unexpected lowered credit limits can harm your credit score, but there are steps you can take to mitigate the damage.

When it comes to building up your credit score, one of the most important factors to focus on is your credit utilization rate. Your utilization rate is the percentage of your overall credit that you ...

Most issuers let you request a higher credit limit without hurting your score. Learn how it works, what you'll need, and why ...

Your credit utilization ratio is one of those things you probably don't spend much time thinking about. Heck, you may not even know what a credit utilization ratio is. In that case, here's a primer.

Credit utilization is a fancy name for how much of your available credit you've used. It's one criterion used by the three major credit bureaus to calculate your credit score. Why do they care?

Learn the impact on your credit score when you close a credit card and explore alternatives for managing debt and high ...

Closing a card can change your credit score. But keeping one open forever changes it too. Here's what actually happens.

Hanna Horvath is a CERTIFIED FINANCIAL PLANNER™ and Red Venture's senior editor of content partnerships. Fox Money is a personal finance hub featuring content generated by Credible Operations, Inc.

There are a number of best practices to follow when working on improving your credit score, from making sure to pay your balance on time to being cognizant of how often you apply for new cards. But ...

While 740 and around that is a solid score indicative of good credit habits, you're perfectly positioned to make it climb even higher with a few steps.

This is the story of how a poorly-timed credit card purchase turned into a massive credit score drop. While it does have a (mostly) happy ending, there are some lessons to be learned. Not long ago, a ...