A home equity line of credit (HELOC) is a financial tool that allows homeowners to leverage the equity in their home. Homeowners doubling as entrepreneurs or business owners can utilize HELOCs to fund ...

The interest rate on fixed-rate HELOCs stays the same, as opposed to fluctuating as it does with traditional HELOCs. Some ...

Tapping into your home equity offers a way to borrow money at lower rates than unsecured loans. Here's how two key options compare on costs, ...

As of October 15, 2025, the average home equity loan rate is 8.13%, according to Bankrate’s regular survey of rates. The ...

Trump may not remove medical debt from credit reports. Should you use home equity to pay it off? Learn why it's risky, what ...

Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A Heloc can ...

Reina Marszalek is a staff senior personal finance editor at Buy Side from WSJ. Staff Deputy Personal Finance Editor, Buy Side from WSJ Valerie Morris is a staff deputy personal finance editor at Buy ...

HELOC rates have dropped substantially over the past year, providing homeowners with an affordable way to borrow.

A reverse mortgage can help eliminate remaining mortgage payments. Paying off an existing home loan with a reverse mortgage ...

Learn how revolvers work in lending. Discover the benefits and differences between revolving and non-revolving credit, how interest rates apply, and key considerations.