The credit bureaus' annual credit report website has extended free weekly access permanently. Here's how to get your credit reports and check them over.

Do you know your credit score? It can sure make a difference when you need to borrow money, but many people are clueless ...

From canceling old cards to cosigning loans, these surprising missteps can quietly hurt your score. Learn what affects your ...

A higher credit limit raises your total available credit. If your spending stays the same, your credit-utilisation ratio ...

The average U.S. FICO score has dropped two points in the last year to 715, which could signal that consumers are facing increasing financial stress. Perhaps more concerning is that 90-plus-day ...

Brittany Brown is a full-time copywriter writing covering real estate and personal finance topics like budgeting, investing, credit cards, and more. She is currently working to become an accredited ...

Beverly is a writer, editor, and paralegal specializing in personal finance and tax law. She covers personal financial and legal topics, as well as tax breaks, tax preparation software, and tax law ...

Good credit is the gateway to financial power — from lower mortgage rates and cheaper car insurance to premium rewards credit cards and nicer apartments. But many Americans are mystified by their ...

Your income might decide your lifestyle, but does it affect your credit score too? The answer isn’t as straightforward as you ...

The three digits that represent your credit score reflect some of the most important financial information about you. Yet, most South Africans don’t know their score or how to manage or improve it.