本文聚焦欧盟《支付服务指令(PSD2)》与《数字市场法案(DMA)》框架下互操作性要求的实施困境。研究通过系统分析开放银行领域API标准碎片化、接口质量低下等关键技术障碍，揭示了监管框架在激励不足、执法薄弱及标准缺失三重维度的制度缺陷。成果为DMA执法 ...

The advent of PSD2 means banks have to up their game on interoperable access to data and transactions. But Open Banking faces an API challenge The European Union’s revised Payment Services Directive ...

This content is provided by an external author without editing by Finextra. It expresses the views and opinions of the author. Built on the Apigee Edge API platform, Apigee Open Banking APIx features ...

Hundreds of blogs and articles have been published about PSD2, all calling it a revolution in the banking and payment landscape. With the deadline of PSD2 roll-out (14th September) just passed, I am ...

What is the future of payments within the evolving world of fintech? At the recent Fintech Nation event in Dublin, a lot was said on two particular acronyms, API and PSD2, which will play a crucial ...

With respect to the Directive (EU) 2015/2366 of the European Parliament and of the Council on Strong Customer Authentication and Common and Secure Open Standards of Communication supplementing the ...

Salt Edge, a Financial API platform has partnered with Italian Fintech accelerator Supernovae Labs in order to support Italian financial institutions and third-party providers with aggregating banking ...

At the recent Fintech Nation event in Dublin, a lot was said about two particular acronyms, API and PSD2, which will play a crucial role in the years to come. One of the panel discussions at the event ...

IBM is introducing a set of new systems and tools to help banks in the U.S., Europe and Asia adapt to certain global initiatives to modernize financial services, including advancing real-time payments ...

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