Dana Miranda is a Certified Educator in Personal Finance, creator of the Healthy Rich newsletter and author of You Don't Need a Budget: Stop Worrying about Debt, Spend without Shame, and Manage Money ...

Kelly Main is a Marketing Editor and Writer specializing in digital marketing, online advertising and web design and development. Before joining the team, she was a Content Producer at Fit Small ...

Make a balance sheet using Google Docs' "Spreadsheet" features to determine your cash on hand totals, without having to manually figure complicated formulas using a paper spreadsheet or having to ...