Term life insurance is generally the most cost-effective option for covering temporary financial obligations with life insurance, like a mortgage or your child’s college education. The average monthly ...

Mutual of Omaha stood apart in our review because of its strong long-term investment performance, which can translate into better cash value growth over time. While term life premiums tend to run ...

Protective offers term life as well as universal life insurance and whole life insurance. Term life policies are priced competitively and available for 10, 15, 20, 25, 30, 35 or 40 years, giving you ...

Term life insurance locks in your rate and coverage for a specific timeframe. Whole life insurance usually lasts a lifetime and includes a cash value component. Your budget, family needs and financial ...

Knowing the factors that affect rates can help you find a better deal ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Most term life insurance policies let you convert to permanent coverage, but the rules vary by company ...

Reasons to rethink your life insurance and shop around again ...