Overdrawing your bank account isn’t fun — but it happens. When it does, one of the first questions people ask is: does overdraft affect your credit score? The short answer? Not directly. But there’s ...

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated. Herb Weisbaum, The ConsumerMan and ...

Many are unaware of the real cost of being overdrawn. Certainly when I do telly money makeovers, people either never know or get the rate totally wrong. So if you are overdrawn it’s crucial to check ...

This article discusses how debit and credit cards work, including their pros and cons. It ends with some helpful tips and strategies for responsible card use.

When you use more funds than you have in your checking, savings, or money market bank account, you can end up with a negative balance. That can lead to your bank declining future transactions. If you ...

Q Can I request my credit-card company to let me pay off the part of the balance that has the highest interest rate FIRST? To be more specific, my purchase rate is 11.9 percent, but my checking ...