Dave Ramsey on Instagram: "What you actually DO with the money you make matters more than the amount of money you make. There are plenty of people who make a lot of money but still live paycheck to paycheck. On top of that, married couples need to budget their money TOGETHER. I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you set goals together.