An unfunded revocable living trust is just paperwork. Until you fund it—by retitling your house, bank and brokerage accounts, and adding proper beneficiary designations—the trust has zero power. Think of it like an empty bucket: no matter how perfect the legal language, your assets still risk probate, creditor claims, and family delays if they’re not actually placed inside. Work with your estate-planning attorney to move titles, deeds, and policies into the trust now, so when the time comes your