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James Jiang on Instagram: "💳 Your credit score is lying to you 💳 If you’re still relying on Credit Karma or Experian to “monitor” your credit…you’re playing yourself. Those platforms don’t show the full picture. Most only pull from 1 or 2 credit bureaus, not all 3. And worse —Credit Karma uses a VantageScore, a scoring model that no real lenders use. So you think you’re a 720… But the bank sees a 660. That gap is the difference between approvals and denials. Low rates and predatory interest. O
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How does VantageScore 4.0 compare to its comeptitor?
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Verity Credit Union | Seattle on Instagram: "#Financial Wellness Spotlight: Your 2026 Credit Score Playbook Credit scores are changing, and 2026 is shaping up to be a pivotal year for how lenders evaluate borrowers, especially for #mortgages. 🚩 New credit scoring models are beginning to consider a broader picture of financial behavior, including rent and utility payments, while also placing more weight on consistent, long-term habits. In this article from our trusted partner, GreenPath Financia
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Verity Credit Union | Seattle on Instagram: "#Financial Wellness S…
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Lina Maria Miranda on Instagram: "🚨 ¡Histórico cambio en el mercado hipotecario! Fannie Mae y Freddie Mac incorporan VantageScore 4.0, un nuevo modelo de puntaje crediticio que reconoce pagos de renta y servicios. Esto abre la puerta a millones de nuevos compradores que antes quedaban fuera del sistema. 🏡💳 ¿Listo para aprovechar esta oportunidad? 📩 Escríbeme y te guío paso a paso. 🥇Lina Miranda Realtor 📲+1786-356-6283 #CreditoHipotecario #VantageScore #FannieMae #FreddieMac #ComprarCasaUSA
Lina Maria Miranda on Instagram: "🚨 ¡Histórico cambio en el mercado h…
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TYLER NGUYEN | Mortgage Leader on Instagram: "Credit 101 – Understand How Your Credit Impacts Your Homeownership Journey Thinking about buying a home this year? Your credit score plays a major role in getting approved for a mortgage. Join us on January 28th, from 11:00 AM – 2:00 PM at Whiskey Cake for an informative Credit 101 event. Our guest speaker, Juan, will share valuable Insights on: What helps your credit score go up 📈 What causes it to go down 📉 How upcoming changes like VantageScore
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