Bay Makhanian on Instagram: "The Six-Figure Trap: Why Your Salary Won’t Save Your Credit 💸 Making a lot of money is great, but having a high income with a low credit score is like owning a Ferrari with no engine—it looks good, but it’s not taking you anywhere. 🏎️💨 The biggest myth in finance is that a pay raise automatically makes you "creditworthy." Spoiler alert: The credit bureaus don’t even have a line on your report for "Annual Income." 🚫 Banks aren't looking at how much you make; they